We can offer a range of proven tax planning strategies, helping you to plan your tax more efficiently in line with current tax legislation.

We are able to advise on a range of tax planning strategies including:

• Reducing exposure to income tax and capital gains tax
• Personal IHT tax planning
• Managing the personal allowance and lifetime allowances
• Tapering allowance
• Capital gains tax deferral
• Venture Capital Trusts and Enterprise Investment Schemes
• Corporate tax planning strategies such as capital gains tax deferral, financing expansions, Business Property Relief.

We work closely with accountants and corporate advisers to ensure you get the best for your individual circumstances.

Inheritance tax planning (IHT).

We want to help you make the most of your financial arrangements through tax and trust planning. Having accumulated your wealth, we know how important it is for you to preserve it.

Inheritance tax is a personal tax charged on a person’s estate at the time of their death. The rate is set at 40% on the amount of your net estate on death in excess of the nil rate band which is currently fixed at £325,000 until 2026.

From April 2017 the new home allowance, otherwise known as the Residential Nil Rate Band (RNRB), increased the threshold under which no inheritance tax is paid. There are various conditions which apply.

In 2020/21, HM Revenue & Customs (HMRC) received revenue of £5.32 billion in inheritance tax. With a freeze on the nil rate band and rising house prices in London and the South East, more estates could be liable for IHT.

With the need for estate planning becoming more important there are solutions available to reduce the amount of inheritance tax (IHT) that you may pay on your wealth.

Taper relief can reduce an IHT liability on a sliding scale where an individual dies between three and seven years after making a potentially exempt transfer (PET).

With so many options available, IHT is an area which is extremely complicated. Please contact us to discuss your individual circumstances.

Awards.

In addition to being short-listed for Professional Adviser Awards 'Best Adviser - South East' in 2017, 2015 and 2014 from over 200 entries, we have also been shortlisted for "The Mortgage Awards 2019 - specialist broker of the year".